Posts Tagged ‘ shopping ’


How To Cut Costs On Your Auto Insurance

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Brand New Digital Tyre Pressure Gauge
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Silverado Sierra 99 07 Gray Front Seats Cloth Seat Belt
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12 Lot Standard Inline ATC Wedge Fuse Holder 12 Gauge Wire Auto RV Ham Radio
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05 10 Chrysler 300 Black Mesh Style ABS Plastic Front Grille Grill w B Emblem
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Apple iPod Touch 64 GB 3rd Generation BRAND NEW in SEALED BOX iTouch
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Sonitek E Z 500 Plastic Heat Staking Thermal Press Multi Zone 1 2 Ton EZ 552 2
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Max Power TV Way Out West The Editors Cut DVD Tuners
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1 Station Dell Restaurant Touch POS System W Software
1 Station Dell Restaurant Touch POS System W Software
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eBook 500 Delicious Diabetic RecipesPDF format
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Digital Multimeter Voltmeter Thermometer Ohm USB CD °C
Digital Multimeter Voltmeter Thermometer Ohm USB CD °C
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Split Image Auto Focus Screen Microprism for Nikon D200
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Canon EOS T3 1100D Digital SLR Camera Body 5 Lens 2 IS
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Canon PowerShot SD1400 IS Silver Digital Elph 141MP Camera NEW
Canon PowerShot SD1400 IS Silver Digital Elph 141MP Camera NEW
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Chevrolet  Silverado 1500 Z 71 4X4 2000 Z 71 OFF ROAD SHORT BED SILVERADO  REALLY NICE RARE TRUCK  NO RESERVE
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BUDDY RICH The Last Of The Blues Volume 1 JAZZ BLUES SOUL LP
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IR Police Dash Camera Night Vision Truck Race Car Cam
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Royal 160MX 16 Sheet Cross Cut Shredder
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How to Save 25% Plus on Your Auto Insurance


How to Save 25% Plus on Your Auto Insurance


$14.89


How to Save 25% Plus on Your Auto Insurance

Insurance for Dummies


Insurance for Dummies


$21.99


Now updated — your guide to getting the best insurance policy. Are you intimidated by insurance? Have no fear — this easy-to-understand guide explains everything you need to know, from getting the most coverage at the best price to dealing with adjusters, filing claims, and more. Whether you're looking for personal or business insurance, you'll see how to avoid common pitfalls, lower your costs, and get what you deserve at claim time.:; Get to know the basics — understand how to make good insurance decisions and reduce the chances of a financial loss in your life;. Take your insurance on the road — manage your personal automobile risks, handle special situations, insure recreational vehicles, and deal with insurance adjusters;. Understand homeowner's and renter's insurance — know what is and isn't covered by typical policies, common exclusions and pitfalls, and how to cover yourself against personal lawsuits;. Buy the right umbrella policy — discover the advantages, and coordinate your policies to cover the gaps;. Manage life, health, and disability risks — explore individual and group policies, understand Medicare basics, and evaluate long-term disability and long-term-care insurance. Open the book and find:.:; The best life, health, home, and auto policies;. Strategies for handling the claims process to get what you deserve;. Tips on adjusting your deductible to suit your lifestyle;. How to navigate healthcare policies;. Ways to reduce your risk and your premiums;. Common traps and loopholes;. Considerations for grads, freelancers, and remote workers

How to Pay Less for Life and Auto Insurance


How to Pay Less for Life and Auto Insurance


$1.99


This Element is an excerpt from Living Rich by Spending Smart: How to Get More of What You Really Want (ISBN: 9780132350099) by Gregory Karp.Available in print and digital formats. How just a few hours of work can save you hundreds of dollars every year on life and car insurance! Shopping around for life insurance has always been a good idea, but plummeting prices over the past decade have made it imperative for spending smart. If you haven’t looked at term life insurance rates recently, you’re probably wasting big money. It’s like continuing to pay 1998 prices for a DVD player that today costs just $50....

Cut College Costs Now!


Cut College Costs Now!


$14.95


Drawing on insider advice from a roundtable of college administrators and financial planners, Cut College Costs NOW! shows you the best ways to manage spending, apply for financial aid, and increase your eligibility for federal, state, and private funding. Also included is a line-by-line analysis of the two most important financial aid forms—the FAFSA application and the CSS/Profile. This comprehensive guide gives advance planning strategies for structuring finances before college application -- as well as how to restructure investments once the college bills start to arrive. Cut College Costs NOW! is the real deal on how to be a savvy college consumer. Corey Sandler is the author of the bestselling Performance Appraisal Phrasebook and has written more than 150 books on business and other topics.

The New Health Insurance Solution


The New Health Insurance Solution


$9.99


You no longer need a traditional employer plan to get good, affordable health insurance. The New Health Insurance Solution can help you cut your health insurance costs in half if: You're self-employed, an independent contractor, or your employer doesn't provide health insurance (you can probably get coverage on your own for about $94/month—a fraction of what an employer would have to pay for the same coverage) You are employed and pay extra to cover your spouse or children under your employer-sponsored plan—you may save 50% by taking them off your employer plan You own a small business and are getting killed by double-digit premium increases—you can now give employees tax-free money to buy their own plans and get your company out of the health insurance business The book also explains in detail the best solutions for you if: You can't find affordable health insurance because you or a child have an expensive preexisting medical problem (your state has a program to provide you with guaranteed coverage ) You're currently putting money into an IRA or a 401(k)—because you don't realize that an HSA is always a better option You're unsure how you or your parents will be able to afford health insurance during retirement, or how to maximize benefits from Medicare—including the new Part D prescription drug plan The New Health Insurance Solution is the definitive guide to the new ways every American can now get affordable health care—without an employer. PAUL ZANE PILZER is a world-renowned economist, a former advisor in two White House administrations, an entrepreneur/employer, an award-winning adjunct professor at NYU, and a New York Times bestselling author.

The Effects Of A Choice Automobile Insurance Plan On Insurance Costs And Compensation


The Effects Of A Choice Automobile Insurance Plan On Insurance Costs And Compensation


$8.95


Choice auto insurance gives drivers the option of selecting either a somewhat modified version of their state''s current auto insurance plan or a no-fault plan...

Fundamentals of Insurance


Fundamentals of Insurance


$38.99


FUNDAMENTALS OF INSURANCE, 2E combines hands-on activities, examples from news-making companies, creative special features, and solid content to give your students a full understanding of insurance. Extensive use of activities help students better understand the importance of insurance and how it affects them today--and through to their retirement days.Insurance careers are integrated throughout the text, as well as being provided as a focus in their own chapter. Research questions require students to make contact with the insurance world where they will get additional career information and bring interest and realism into the classroom. Students learn the importance of risk management, property and auto insurance, health coverage, insurance rates, claims procedures, careers in insurance, annuities and planning for retirement.

How to Cut Photo Costs


How to Cut Photo Costs


$7


This book is in Good Used condition

The Effects of a Choice Automobile Insurance Plan on Insurance Costs and Compensation


The Effects of a Choice Automobile Insurance Plan on Insurance Costs and Compensation


$10.95


No-fault automobile insurance plans offer cost savings and speedier, more certain compensation to auto accident victims...

Waging War on Complexity Costs


Waging War on Complexity Costs


$34.95


Shed Revenue-Draining Complexity Costs by Thirty Percent!. “This is an ambitious book packed with insight and fresh thinking. Separating good from badcomplexity costs is a critical task facing companies today, and the authors provide a compellingroadmap for solving the problem.”. Michael B. McCallister, President and CEO, Humana Inc. “ Waging War on Complexity Costs examines an incredibly important and often overlooked aspectof business and organizations in general—regulators and government officials should read thisbook and take notice. Complexity dramatically increases costs and risk of failure. It is like acancer that eats away at efficiency and profitability.”. Andy Beal, Chairman and CEO, Beal Bank. “This is by far the best and most useful explanation of how to address complexity in a business. Waging War on Complexity Costs frames the issue in a way that companies can finally tackle theproblem—this book delivers.”. Ahmad R. Chatila, CEO, MEMC Electronic Materials Inc. “This is the first book that really targets organizational complexity in a compelling way, makingthis a must-read for any organization that is looking to distance itself from the competition. Afteryears of cost-cutting, many companies are realizing that they still don’t have a discernable costadvantage. This book provides the platform to achieve just that, by attacking the complexity thatbogs them down.”. Tom DiDonato, EVP Human Resources, American Eagle Outfitters, Inc. About the Book:. Complexity costs are the single biggestdeterminant of your company’s costcompetitiveness. For the past two decades thepursuit of growth has created massive complexityin processes, product portfolios, andorganizations, adding costs that companiescan ill afford. The only good news is that yourcompetitors may be carrying as much complexityas you are. Learn how to eliminate thiscomplexity, and you can create a tremendouscost advantage over your competition. In Waging War on Complexity Costs , StephenWilson and Andrei Perumal deliver a powerfuland practical approach for reclaiming yourcost advantage. This executive-level resourcepresents a wealth of insight and new researchto definitively answer key questions such as: How can I quantify the cost of complexitywithout getting lost in a sea of data?; Where are the biggest opportunities forreducing product, process, and organizationalcomplexity, and how can I cut through theinterdependencies that trap these costs?; How can I see results quickly by takingtargeted actions against key levers?; How do I keep complexity costs at bay? It is not enough to attack bloated product portfolios.Substantive cost improvements requireaddressing the complexity in the underlyingprocesses and organizational structures. WagingWar on Complexity Costs provides a wealth ofrelevant case studies with examples from Kraft,Tesco, Fiat, and the U.S. Navy and highlightsspecific strategies for reducing cos

How to Get Your Money's Worth in Home and Auto Insurance


How to Get Your Money's Worth in Home and Auto Insurance


$6.67


This book is in Good Used condition

Understanding Health Insurance


Understanding Health Insurance


$8.99


Cliffs Notes: Understanding Health Insurance is the best beginning guide to navigating the alphabet soup of health care today. Learn the difference between HMOs, PPOs, POSs and other managed care plans. Find out how to determine which plan is for you and how to make the most of the care offered by your employer. CliffsNotes: Understanding Health Insurance provides expert advice on costs, coverage, claims, consumer rights and more. From your COBRA plan to Blue Cross / Blue Shield, this book will give you the details on the plans offered by major carriers. Filled with information and expert tips on deciphering the language of health insurance. Discover how to distinguish from the many kinds of health care from PPOs to HMOs and beyond. Features advice on dealing with the red-tape of insurance paperwork. 71 percent of Americans under 65 have private health insurance coverage. ( Human Ecology Forum , June 22, 1997)

Fundamentals of Insurance, 2nd Edition


Fundamentals of Insurance, 2nd Edition


$62.49


FUNDAMENTALS OF INSURANCE, 2E combines hands-on activities, examples from news-making companies, creative special features, and solid content to give you a full understanding of insurance. Extensive use of activities help you better understand the importance of insurance and how it affects you today--and through to your retirement days. Insurance careers are integrated throughout the text, as well as being provided as a focus in their own chapter. Research questions require you to make contact with the insurance world where you will get additional career information and bring interest and realism into the classroom. Learn the importance of risk management, property and auto insurance, health coverage, insurance rates, claims procedures, careers in insurance, annuities, and planning for retirement.

How to Control Costs in Your Pollution Prevention Program


How to Control Costs in Your Pollution Prevention Program


$203.99


As companies become more concerned about controlling their compliance and hazardous waste disposal costs, they continue to search for cost-effective ways to minimize waste...

How to Cut Heating and Cooling Costs


How to Cut Heating and Cooling Costs


$1.93


No Synopsis Available

Controlling Unemployment Insurance Costs: The Employer''s Comprehensive Guide to the UIC System


Controlling Unemployment Insurance Costs: The Employer''s Comprehensive Guide to the UIC System


$154.95


With powerful, clearly written advice on how to control and to reduce dramatically unemployment insurance compensation taxes, here is an authoritative, useful guide to the UIC system...

How To Reduce Factory Costs


How To Reduce Factory Costs


$17.44


How To Reduce Factory Costs

Insurance


Insurance


$53.95


The book gives an understanding of the principles and practice of the insurance market and how insurance companies operate in the property and casualty (P&C) and long-term insurance ...

How to Have a Big Wedding on a Small Budget: Cut Your Wedding Costs in Half-Or More!


How to Have a Big Wedding on a Small Budget: Cut Your Wedding Costs in Half-Or More!


$11


This book is in Like New condition

The Insurance Maze


The Insurance Maze


$27


Before You Buy Another Insurance Policy Read this Book!Without proper insurance--health, auto, homeowners, life, disability, or long-term care--an unexpected event can quickly derail your ...

Fire Insurance And How To Build


Fire Insurance And How To Build


$40.88


Fire Insurance And How To Build



How To Cut Costs On Your Auto Insurance

Cutting The Cost Of Irvine Auto Insurance

No matter where you live in California, car insurance is mandatory for anyone who owns a car.  Finding Irvine auto insurance will be much simpler when you decide not only what you need in a policy but also the factors that will affect your rates, especially if you plan of getting coverage beyond the state's minimum requirements.  California requires you carry $15,000 of insurance to cover injury or death to one person, $30,000 for injury or death to two or more people and $5,000 for property damage.  Many companies will recommend that you carry more, so it is useful to shop around to find the best policy.

For example, you should know the factors that may qualify you for discounts on your insurance policy.  Some companies will reward you for lumping all of your options into one.  You may receive discounts for carrying multiple vehicles under the same policy as well as for holding multiple policies with the same company.  Many insurance providers appreciate this type of loyalty so find out if you qualify for these types of discounts.  Keeping your mileage low or using your car only locally may also be a way to get a discount on your insurance.

There are also many Irvine auto insurance companies that offer discounts for safe or defensive drivers.  This means if you have not had an accident or moving violation within a certain amount of time, you may get a substantial discount.  Sometimes participating in defensive driving classes will help you obtain a lower rate on your policy.

Teenagers are notoriously difficult to insure, so finding discounts to cover them may seem next to impossible.  However, good students can often receive discounts on insurance because these students are more likely to drive safely and are less likely to drive drunk.  Other demographic factors that can result in saving money on insurance include mature and female drivers.  Seniors may participate in classes or seminars that result in lower rates.  Since women have statistically less likely to speed, get into accidents or have moving violations, insurance companies try to draw them in with lower rates.

Features that keep your care safe and secure can also help you reduce your insurance rates.  Purchasing a car that is not as attractive to thieves will save you quite a bit on insurance.  Using anti-theft features such as a car alarm, a steering wheel lock or any other type of anti-theft device can help you get a break on your premium.  Safety features such as air bags, anti-lock brakes, daytime running lights and others are preferred by insurance companies.  There are many ways to cut costs on auto insurance if you know how to look for them.

About the Author

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Reasons why fixtures from Kohler are your best option

Delta Single Handle 4 inch Center Lav Faucet Chrome With Grid Drain 523 HDF DST
Delta Single Handle 4 inch Center Lav Faucet Chrome With Grid Drain 523 HDF DST
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Kohler K 10391 Traditional MasterClean Single Function Shower Head Only 5030
Kohler K 10391 Traditional MasterClean Single Function Shower Head Only 5030
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Reasons Why: The Very Best *


Reasons Why: The Very Best *


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Reasons Why: The Very Best *

NICKEL CREEK: REASONS WHY-VERY BEST


NICKEL CREEK: REASONS WHY-VERY BEST


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Reasons Why demonstrates why Nickel Creek developed from three kids playing bluegrass in a pizza parlor in California to one of the most phenomenally successful, musically important acoustic groups in recent decades. Reasons Why juxtaposes songs from the

Reasons Why: The Very Best


Reasons Why: The Very Best


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Reasons Why is a double-disc best-of that treats Nickel Creek's fanatical fan base to a solid overview of this progressive bluegrass band's recorded career. There are 12 tunes here than can be called bona fide "greatest hits," at least among the faithful. They include "The Lighthouse's Tale," "Jealous of the Moon," "When in Rome," the title cut, of course, and their fantastic reading of Carrie Newcomer's "I Should Have Known Better." In addition, there are two live cuts -- including Keith Whitley's "You Don't Have to Move That Mountain" and a steaming take of their own breakdown workout "The Fox" -- and a DVD that includes all seven of the trio's videos. Those who already have the albums will be gratified for the record of the videos, and the live tracks are nothing to sneeze at. Perhaps there should have been a "best of" done live, but for now, this is it. ~ Thom Jurek, Rovi

Best Jigs And Fixtures For Your Woodshop


Best Jigs And Fixtures For Your Woodshop


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Best Jigs And Fixtures For Your Woodshop

Knowledge Of The Bible Revised From The Biblical Reasons Why ..


Knowledge Of The Bible Revised From The Biblical Reasons Why ..


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Knowledge Of The Bible Revised From The Biblical Reasons Why ..

Reasons Why


Reasons Why


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We believe it is important to preserve what makes music special, and make it easy to craft listening experiences. At MOG, browse millions songs and play them instantly. Or just turn on radio where you can stop and replay songs. You can also create playlists for any occasion, and even download songs to your mobile. We are dedicated to employing the cleanest but most powerful technology so you can enjoy music as much as ever.

The Reasons Why


The Reasons Why


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We believe it is important to preserve what makes music special, and make it easy to craft listening experiences. At MOG, browse millions songs and play them instantly. Or just turn on radio where you can stop and replay songs. You can also create playlists for any occasion, and even download songs to your mobile. We are dedicated to employing the cleanest but most powerful technology so you can enjoy music as much as ever.

77 Reasons Why Your Book Was Rejected


77 Reasons Why Your Book Was Rejected


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A straightforward, practical reference for aspiring authors, 77 Reasons Why Your Book Was Rejected details the various reasons why editors and agents reject book ideas and pinpoints the mistakes ...

Reading Reasons


Reading Reasons


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"Why should I read?" Can your students answer that question? Do they have trouble seeing the importance that reading may have in their lives? Are they lacking motivation, both in academic and recreational reading? Do you think you can effectively teach reading strategies if students don't understand the benefits of literacy?. In Reading Reasons, Kelly Gallagher offers a series of mini-lessons specifically tailored to motivate middle and high school students to read, and in doing so, to help them understand the importance and relevance reading will take in their lives. This book introduces and explains in detail nine specific "real-world" reasons why students should be readers. The book contains forty practical, classroom-tested and reproducible mini-lessons that get to the heart of reading motivation and that can be used immediately in English (as well as other content-area) classrooms. These easy-to-use motivational lessons serve as weekly reading "boostershots" that help maintain reading enthusiasm in your classroom from September through June. The mini-lessons, ranging from five to twenty minutes in length, hit home with adolescents, and in turn, enable them to internalize the importance reading will play in their lives. Rather than telling students reading is good for them, the lessons in this book show them the benefits of reading.

Thirteen Reasons Why


Thirteen Reasons Why


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Clay Jenkins returns home from school to find a mysterious box with his name on it lying on his porch. Inside he discovers several cassette tapes recorded by Hannah Bakerhis classmate and crushwho committed suicide two weeks earlier. On tape, Hannah explains that there are thirteen reasons why she decided to end her life. Clay is one of them. If he listens, he'll find out how he made the list. This is a desperate, heartbreaking, yet ultimately hopeful novel.

Emily's Reasons Why Not


Emily's Reasons Why Not


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Though her (biological) clock is furiously ticking away, entertainment publicity pro extraordinaire Emily Sanders didn't hear the starting bell. Hitting thirty and watching her best friends settle down, she too wants to have the life that once upon a time ... wished upon a star ... she dreamed she'd have: the house, the kids, the perfect man. But in L.A., where image is everything, "where every beauty pageant winner is an eight in a sea of nines all wishing they were Julia Roberts," finding true love isn't easy. Especially when boyfriend material includes a beautiful young surfer god, an aging music executive, the boss's boss's boss, and a baseball player with two cell phones (one of which Emily doesn't have the number to). With her confidence heading due south like everything else on her body, Emily turns to a smart, sharp-eyed psychotherapist who helps her get past the "flutter, flutter," her old time-tested method for picking the wrong guy. Soon she finds herself able to spot "the reasons," the previously invisible flags of a destined-to-fail relationship, and narrow her focus to stop looking for Mr. Right and learn how to start looking out for Mr. Wrong. Emily's Reasons Why Not is for everyone who has ever wasted her time chasing down the wrong guy for the right reasons, wondering "why" and "when is it going to happen for me?" With the edge of an insider, but the heart of a dreamer, the disarming and unflappable Emily meshes her views on the entertainment industry she works in, the men she's dated, the therapy sessions she mulled over, and "the one" she knows is out there for every woman ... including herself.

Why Marriage Matters?: Reasons to Believe


Why Marriage Matters?: Reasons to Believe


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Drawing from one hundred years of social science research, Why Marriage Matters examines the state of marriage in America today and gives readers solid reasons to believe in marriage in a ...

Why Your Best Is Good Enough


Why Your Best Is Good Enough


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Break free from perfectionism! Are you an expert at finding flaws within yourself? Do you tend to procrastinate, set unrealistic goals, or continually try to please others? Do you have to "push" your children to get them to do anything? Writing in his warm and direct style, Dr. Kevin Leman shows you how to value your talents and gifts and accept your shortcomings. Regardless of the past, you can develop a healthy lifestyle today. Dr. Leman also shows you how to apply these same principles in raising children with healthy self-esteem. If you want to make a positive change in your life, this is the place to start.

10,000 Reasons


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The Little Book Of Big Reasons To Homeschool


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inally, a concise and compelling book about why homeschooling is a family''s best option for educating its children...

STEADFAST: SIXTEEN REASONS WHY


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Some Reasons Why


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Some Reasons Why

Six Reasons Why


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Six Reasons Why


Design Your Bathroom Using a Six Step Process

Step 1 - The Study of Space:

Space - How much can I have? The next step is to find out more about the space that is available for this new bathroom. Is it restricted to the existing bathroom footprint? Can you remove the linen closet and use that space in a different way? Do you really use the whirlpool tub? Can you use an adjacent closet, a coat closet or part of the adjacent bedroom? Empty nesters may be very willing to give up a bedroom to make a new master bath. Master baths with all the amenities can take up a lot of space in a hurry. Look at all the options. Be creative and think outside the "box".

Now look at the room(s) available. Are there windows that will dictate the design? Is there a finished or unfinished basement below? Is there a crawl space below? How much access is there to the plumbing and electricity and HVAC? What is above? An attic, or a finished room? In a two story home, it is likely that the baths are stacked. Note this and start to think about the waste lines and supply lines (waste lines are by far more important and more difficult to re-configure). What walls do you think the waste lines are coming down? Are the walls thicker than the normal walls in the house?

Other questions to ask yourself are whether the existing configuration is a good one. Does it fit your new needs? Is it safe, efficient, attractive, comfortable, inviting? How much natural light is there?

[Tip: An easy way to get light into a bath with little or no natural light is by using a light tunnel. Velux Sun Tunnel skylight and SolaTube make easy ones to install and they work fantastically. Of course you'll need attic space above the room in question.]

If you are going to use an adjacent room, then you need to look at what is bearing on the wall(s) to be removed. If they are bearing, then you will have to put in a beam to support the load. Most of my clients would rather see no evidence that a wall has been removed. In other words, they want a flush ceiling, which means you have to cut the joists apart and install an in-ceiling beam. It's not that hard, but there is a definite technique to doing this. I suggest you use a qualified remodeler to do this.

In summary, you are looking at how much space is available, the existing configuration, the design restriction that openings or other physical objects place on your design, how the existing mechanical parts are run and your access to them, and the bearing points that may come into play with your design.

Step 2 - Function:

Ask yourself, "How do I want to use this space?" What do you need in this space? How would you like the room to function? How will the bathroom be used? Who will use this bathroom? How many at one time? Who wakes up first? Is there a need for privacy? Does one partner get up earlier and let the other sleep? Does the room require better than normal soundproofing? Do the water closets (toilets) need to be separated? Is there a need for door(s) on the water closet(s)?

Are the kids going to use this room? How old are they? Are they neat or a bit scattered? Is a tub a necessity in this room? Will a person need to dress in this room? Should a walk-in closet be attached to this room? If so, who will use the WIC the most? Is accessibility a primary concern? Are there any special needs that should be addressed?

As you write down the answers to some of these questions, you are beginning the design. As many designs as I have done, my clients have always been very involved; usually to the point that they are designing the bathroom themselves. Use these design tips as your guide. Gather all the pieces of the puzzle. Place everything in the best position. Create the look and feel you want. When you are all done, contact a trustworthy contractor to make sure that the design is feasible, within your budget, functional and aesthetically pleasing.

Step 3 - Budget:

Why do you need to have a budget? It costs what it costs, right? Nope. Part of your research has to include what you may possibly spend for this project and what is included. This will require some conferencing with a potential contractor. Don't think you can figure this out by yourself, because you'll be off by a wide margin. I've met lots of people who have tallied up all the materials, thrown in a few dollars for labor and think that is all there is to it. The contractor knows all sorts of things that have to be done that you couldn't guess. That's why they are contractors. Don't forget that they do this for a living, so they have to be paid for their work.

Bathrooms are expensive. The second most expensive room after kitchens. Your potential contractor (PC) can at least give you a range that he or she can pull from their past jobs. Do this early in your planning. It would be a huge waste of time to do all the planning and design, only to find out that this project, as designed, is way out of your budget.

After your PC, who has listened to what you expect from your bath, has given you some examples and ranges of price, you have to decide whether to move ahead or not. In reality, the job as you want it, will cost a finite amount, and there is no escaping it. There has to be some degree of trust as you discover these realities. It's kind of a give and take. Neither you nor the PC will want to show all your cards. The PC can't possibly know what the final cost will be, and doesn't want to make a false guess, and you won't want to tell him how much money you have. When the contract is signed, that will be the moment of truth.

Remember that the design and your material choices will be a major factor in the cost. The finishing touches can be a large part of the cost of the project.

Phil Rhea, a noted remodeler and speaker for the industry told a story of a visit with a potential client. When asked what an addition costs he said, "I can build you an addition for $1,500 or I can build you one for $250,000. I can build your job for whatever you want to pay, but you'll only get what you pay for." In other words, he was telling them that he can build a dog house or a really good addition, but he needed to know what they were willing to invest in the project.

And your remodeling costs are investments that will give you years of pleasure as well as a return on your investment. A well designed project will give you a better return on your investment. Unlike cars, or boats or RV's, which depreciate rapidly, investing in your home will give you a positive return on your investment. So spend your time doing the research. Remember how much time you spend when you are planning to buy a car or a product. Those are small investments compared to what you may spend on your home.

Let's summarize what you have done so far. You have earmarked the available space and how it will be used. You have come up with a budget range for the project. You have started to "paint a picture" of the new bathroom and it is getting exciting. Now onto Step 4.

Step 4 - The Layout:

Configuring the bath - So far you have thought about the available space. You also know who is going to use the room and how it will be used. And you have come up with an approximate budget. Now its time to think about the layout of the bathroom, or the configuration of everything that you plan to put in your bathroom. In this fourth, and very essential step you will list all of the items you want in the bathroom, and roughly where you would like them. Items such as the soaker tub, the toilet, the walk-in shower, the sauna, the sink(s) and other fixtures such as lighting and faucets.

The layout consists of these five parts:

1. General Rules of Thumb

2. Accessibility

3. Configuration

4. Accessories

5. Lighting.

(1) General Rules of Thumb - First you need to put the toilet in the most inconspicuous location. When you walk in the bath, (or someone else does), the first thing you see should not be the toilet. This is especially true in powder rooms, where those not familiar with the home will be entering. Put the toilet behind a door or a knee-wall about 48" high. Allow at least 36" - 42" width for the toilet area. An absolute minimum should be 32" wide. If you are limited by space in front of the toilet, consider a round bowl; otherwise use an elongated bowl. Kohler sells a wonderfully efficient unit that is a Class 6 and uses only 1.28 gallons of water per flush.If you have a large room, you may want to build a separate room for the toilet. Some master suites even have two separate water closets. Use windows or sun tunnels to bring in daylight at a minimum cost. For your shower, allow as big a space as you can. There are hundreds of ways to configure showers. Even so, pay close to attention to water usage and other expenses such as tile quantity and those fancy valves and diverters. Let me give you a water usage example: If you use 4 body sprays at 2.5 gallons per minute (gpm), one overhead shower head at 2.5 gpm, and if two people take a 15 minute shower each, you will use 375 gallons each day. That will give you pause won't it? If you go this route, enlarge your supply lines to at least 3/4" pipe and buy a bigger water heater. The smallest shower I would recommend is 3' x 3'. 3' x 3' Neo Angle showers are sold as a unit, and are handy in small baths or bathrooms that are rarely used. A good starting point is a 4' x 3' shower. A 4' x 3-6" shower would be even better. You could also install a tub shower, where the tub doubles as the base of the shower. It is a good idea to have at least one tub in a house for a variety of reasons. I like larger tubs for this purpose such as the Kohler Bellwether K-876. They are a little bit wider and have higher sides. Adding a curved shower rod even gives you more room. Moen has an easy-to-install model. When placing the shower valve(s), see if you can put it on an interior wall rather than an exterior wall. Less chance of freezing. If you can access the valve from the other side of the wall (such as in an adjacent closet) it is even better. It is cheaper and easier to repair sheet rock rather than tile when a repair is needed. Also consider putting the shower valve near the entrance to the shower so you don't have to enter the shower and get wet when you turn the water on. The valve doesn't have to be right under the shower head. Make sure that light is plentiful. Keep the floor space as open as possible so the bathroom is easy to navigate. Use tall cabinetry instead of framed linen closets because they take up far less space. The tiles on the floors should have a minimum coefficient of friction of 0.5. The Americans with Disabilities Act, or ADA, recommends 0.6. Use a tile baseboard rather than wood baseboard. Much easier to maintain. When painting the walls, use a high quality paint. The walls get a lot of moisture, usually daily. I like to use semi-gloss on the bathroom walls because it holds up well. Be aware that a semi-gloss has quite a bit of sheen, so it won't suit everyone.

(2) Accessibility - Whatever your age, make the bathroom and its fixtures easily accessible. Make your doors 32" wide or more, and keep the floor plan open. Making your shower curbless costs a little more (custom showers), but they are a joy to use. And if you ever need a wheelchair, no further modifications are needed. Eliminating the door will make the shower much more accessible and saves money on a major item. Do some research on Universal Design, which promotes accessible design for everyone, regardless of age. Use grab bars in all your showers and tubs. Grab bars make a lot of sense. If you are retrofitting grab bars and can't put the wood blocking in the wall, which you need to fasten the grab bar, Moen has a really clever grab bar you can install right in the tile. It uses a fastener called SecureMount. They also have some of the best looking bars in the industry with matching finishes and styles.

(3) Configuration - Configuration is dictated mostly by what space you have and the locations of doors and windows. Leave at least 18" from the center of the toilet to the nearest bathroom fixture or wall. Code requires a minimum of 15" from the centerline of the toilet to an obstacle, a bath fixture or a wall. If you have an older home you may have a window above the tub. You can replace the window with a good quality vinyl window that can withstand the moisture. Tile around the window. Or cover the window with a piece of tempered glass, either frosted or clear. If you have room, install a linen closet or tall cabinet. If you don't have enough room, use nooks, hooks and shelves for towels and linens.

(4) Accessories - Accessories are items such as towel bars, toilet paper holders, and medicine cabinets. Usually you'll need about two 24" towel bars, a small hand towel bar, a towel ring, one toilet paper holder, a robe hook or two. Medicine cabinets that double as mirrors can be very useful too. I like the Kohler Archer K-3073 that has a front mirror, a mirror on the backside of the door, and a mirror in the back of the shelves. With two of these installed with doors open, you can look at yourself from all sides. Heated towel bars are a luxury, but such a nice one. Some of the larger ones can even add a little heat to the room. Choose your accessories during the design process. This is necessary because you need to put wood blocking in between the studs in specific locations so that the accessories can be easily and securely fastened. Blocking needs to be done during the rough-in (the first phase of building). 2×8's, 2×10's, and 2×12 scraps makes good blocking.

[Tip: Make a diagram or "map" of your bathroom when all of the blocking is in place. Instead of the height above finished floor (AFF), it is best to measure off the ceiling, since the finished floor may not be installed yet. Don't measure to the center of the blocking, but rather from the top to the bottom, so that if a location preference changes, you will know how much latitude you have. Measure from an adjacent wall from one end of the blocking to the other end and note this on the drawing. Also make sure that you photograph your rough-in thoroughly. You'll find this to be a real life saver someday.]

(5) Lighting - Lighting is very important in the bathroom. You need to see where you are going, and you need to see yourself clearly to carry out the usual everyday bath tasks such as shaving, applying makeup, grooming and showering. Besides being very practical, lighting can also be quite beautiful. Well designed lighting can create a variety of effects using different kinds of fixtures. The simplest way to add some zest to your bath is to install dimmers on the lights, my favorite being the Lutron Maestro. Be sure that you put a dimmer on your "entry' light, so when you enter the bath in the morning it doesn't blind you.

[Tip: I usually put the shower light on the first switch you come to as you enter the bathroom. The shower light is usually out of the way enough so that it doesn't blind you in the morning. Or you can even use it as a night light.]

It is unfortunate that some of the most functional light fixtures for applying your makeup, are downright ugly. You've seen them in theatrical makeup rooms where the lights are on both sides of the mirror and above the mirror. This is about the best way to position makeup lights. Many times I put two attractive sconces on the sides of the mirror and a 4" recessed low voltage in the ceiling. Although this is not the best solution, it works fairly well. Be sure to put a dimmer on the recessed light to you can control the amount of shadow that it throws on your face. For all your lighting needs, you will hard pressed to beat the selection and service at Southern Cabinets and Lighting. Be sure to allow space in the ceiling for a good exhaust fan, such as the ultra-quiet Panasonic WhisperCeiling exhaust fan. Install one or more vapor-proof recessed lights in the shower area. If you have a large bathroom, put some lighting near the door and over the toilet. If you build a linen closet in the bathroom, put a light in it with a switch near the door to the closet. Check codes for the proper type of light fixture. We usually use a fluorescent bulb.

In summary - You now have a general checklist of items you should consider as you plan your bathroom layout. Most of it is just common sense. Some of it comes from experience and research. Look over your progress now that you have completed 4 of the 6 steps. It sounds like you are all done by now, but there's more to come. In Step 5 we'll discuss material selection. With what you are about to spend on a bathroom, material selection will play a big part in the price of the bathroom and it durability.

Step 5 - Selecting products for your bathroom:

Product selection - Now you've completed 4 of the 6 steps to designing a great bathroom. Your design is almost done. It's time to select the specific products and materials that you are going to use in this project. Your contractor can be a valuable resource. Especially if they are design-build contractors that specialize in this process during the design. They've probably built a lot more bathrooms than you have. Look at their pictures and ask questions about the products used. Go over your pictures once again and start making a list of materials and products that you are interested in.

Research and read reviews - The best place to review products in on the web. You can do a search on virtually anything and find it. Read reviews. Amazon.com is a good place to read reviews. Some sites allow people to place comments. You can "grab" pictures and information off the web with a handy program call Snagit. Collect these in a folder on your computer. Visit showrooms so that you can get the feel of products. Pour over brochures. Talk to co-workers. Visit your friends that have had work done recently.

Choosing a product - How do you determine what a superior product is? One major factor is whether the product is a good value - meaning it is the best product at the best price point. If it is durable, it may have good value. It may be a good value if it is well known to your contractor and their tradespeople. If you choose something too exotic, or unknown, it may be difficult to install, and if a repair is needed, it might prove to be difficult. For instance, some foreign plumbing fixtures, although gorgeous, may take a long time to get replacement parts if needed, possibly months. There are some very worthy American companies that have great products, such as Kohler, Moen, American Standard and Delta.

Cabinets - The most common bathroom cabinet is the vanity. Most vanities sold today are 34 1/2" high, which ends up with a finished height, when the countertop is installed, of 36". In the 60's, 70's and 80's most vanities were 32"-34" high. (For a height comparison, your kitchen counter is probably 36" above finished floor or AFF.) Cabinets also make wonderful linen closets. They take up less space than a built-in linen closet and add a better look to the bathroom. Classic Cabinetry is an excellent source for your cabinetry. Another very nice look for your bathroom is an antique replica vanity. These can be purchased at a very reasonable price now and look great in powder rooms.

Use your space wisely. Add open shelves in wall cavities. Carefully design your storage in the walk-in closet or linen closet. Chattanooga Closet does a wonderful job with their designs and installation.

Consider how long it will take to get your products. Do they fit in your time schedule? A missing part can stop a project dead. How long will the cabinets take to get? Are all your products coming from providers that have a good service track record? Trust your contractor on some of these points. In the end, it is he or she who will have to deal with this, and stay on schedule.

Now that you have a list, check it to see if fits in your budget, ships in a reasonable amount of time, and has positive reviews. If it does, keep it on your list. If not, steer away from it and look at other options.

Let your contractor help you - A good contractor will have gone to many trade shows and attended multiple seminars to learn all they know. They should only give you a few options for each item needed in your bathroom. Any more than that is just confusing. They will know what works for them. You then have to assess whether it is good for you. I can tell you from experience, that if you go out and buy all your products without consulting with your contractor, there are going to be problems. This is something that we avoid as much as possible, because we know the consequences.

In summary:

  • Make a list of products that need to be selected.
  • Make a list of optional products.
  • Determine where will you find these items.
  • Determine if you will shop for an item with the contractor or by yourself.
  • Make a product selection sheet or web page that can be shared.
  • Determine the dates that the products need to be ordered?
  • Determine who will order them.
  • Set a date when the items will be needed on the job.

 

Step 6- Building The Bath:

Ready-Set-Remodel - You are ready. You are set. It's time to build that bathroom. Step 6 is about the actual building of the bathroom or the process that you can expect when you build your bathroom. Your planning and design work are going to pay off. It will be a lot easier to build your bathroom because of your diligence.

Every contractor has a different method of building, yet they will all follow some basic steps. Some companies have a pre-construction conference (PCC) before the job begins. That meeting may be just you and your designer or your contractor, going over for the umpteenth time all that is involved in the project. Most will conduct this meeting at your home. They may bring in the lead carpenter, or even the subcontractors. Each company does this differently. Some don't do it at all. The PCC should include a review of the final contract, and points that aren't in the contract, such as paint colors, location of the portable toilet, notes about your pet(s), starting hours, your routine, or noting some bushes or furniture that may require special protection. Be sure to get a copy of the PCC after it is transcribed.

Finally the long awaited day arrives. It is time to start the project. Your contractor may set up a job sign, with your permission of course. Next, it is time to protect your property from dust, and dirt and traffic wear. And there is going to be a lot of this. Your job may last from a few days to over a month, depending on the complexity. And that's a lot of in-and-out traffic. Mentally prepare yourself because this is a total disruption of your usual routine.

Dust protection may include floor runners or carpet mask (adhering plastic runners), plastic set up at doorways, painter's plastic on beds and furniture. Don't forget to cover the clothing in your closet. This can be a costly oversight. The dust will get in there, even with the door closed.

Ask for a schedule of the job, so that you are prepared for the different phases. The schedule may be detailed or very basic. Realize that this schedule will change on a daily basis. That is the nature of remodeling. The schedule at least gives you an idea of when something will occur, and defines the different phases.

It is a good idea to set up a message center at your home, or a collaboration web site such as Basecamp. You have spent a long time planning this project, and it is important to keep the paper trail going all the way to the end of the job. Stay in touch with your contractor, realizing that he or she has other irons in the fire, so to speak. Nevertheless your job is very important, so you need to keep the line of communication open.

Your job may be run by the owner of the company or one of their lead carpenters. You may even have a job supervisor that keeps the job organized. Be sure that you are clear who is responsible for the job at this point.

You have hired a contractor that you trust. Now let them build your dream bathroom. This is the reason for all the planning and design work. It will all come together. The first phases will make it seem like they will finish the entire bathroom in a few days. Don't be deceived by how fast the demolition goes, or how quickly the job is framed and roughed in. When the sheet rock finishing starts, the job will seemingly come to a screeching halt. That's just the way it is. The finishing of the sheet rock will take about a week, during which time, not much else will be done. Then a first coat of paint on the walls and maybe some trim. The finish work has begun. Finish work takes a long time. A custom tile shower may take 3 days or more. Hopefully your vanities and cabinets arrive on time, along with your fixtures. If you have granite counter tops, there will be a delay. They can't measure the tops until the cabinets are in, and then you have to wait 3-7 days for the installation of the tops, depending on the granite company they use. The sink fixtures can't go in until the counter tops are installed. Everything has to be done in a certain sequence. Be patient. Soon it will be over and I assure you that it will be worth it.

In closing, I hope you have enjoyed these design ideas and that this process leads you to a better bathroom design. Be sure to take daily pictures of the job site. Keep notes. Communicate with your builder. Get a written warranty. Write a testimonial for the contractor, telling them how much you appreciate their hard work. Most of all, enjoy your new space that was once only a dream.

You may email this article to your friends or copy it into your newsletter, blog or website, as long as you don't make any changes to the article and you include a credit to ChattanoogaRemodeler.com.

ChattanoogaRemodeler.com is devoted to showcasing the best of the best in the remodeling and construction field in the Chattanooga area. Trustworthy contractors, exemplary vendors, skilled tradespeople, and professional designers can be found on this site. Each

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The One Thing You Need to Know


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Tv Buying Guide: Which One To Choose?

If your looking into buying a new TV, chances are your tossing up between a number of different options. There are a number of different things to consider, and this buying guide is designed to help you wade through all the decisions that should be made. The following are the key questions that will be answered as you read on:

1. How big should I go?
2. Plasma, LCD, LED… What type of TV should I buy?
3. What do all these features and specifications actually mean?
4. What connections do I need to look for?
5. What is digital TV and how will "Freeview" impact upon the TV I buy?

It is important to remember though that being a guide, many of the statements in here are based on opinion and do not necessarily represent facts. At the end of the day, the decision is a personal one and preferences will very from person to person.
1. How Big Should I Go?

The first thing to consider is your budget. It goes without say that the larger the TV, the more expensive it is likely to be, at least when compared to a TV of the same features and quality. Budget will therefore have a large impact on the size of TV that you can look to purchase. Having said that, there are other things to conider.

A major consideration should be the size of the room in which you will be putting the TV. Even more specifically, how far from the screen will you be when watching the TV? As a general rule, the viewing distance should be at least twice that of the diagonal size of the screen. For example, if you will be sitting 2 metres from the screen, a 40-46? TV is the size for you. a TV 50? and bigger would be appropriate for those sitting 2.5 metres from the screen.
2. Plasma, LCD, LED… What Type of TV Should I Consider?

We've broken this section into 3 easy to read and understand sections, with explanations as well as the pros and cons of each type of big screen TV. We've limited the descriptions to the 3 mainstream, popular types of TV. If you would like us to add a section about projectors, CRT or any other type pf screen, let us know and we'll happily work on it for you.

A. Plasma
Plasma screens contain a series of very small gaseous cells, called sub-pixels, which produce ultraviolet light when electricity is applied. These cells are bunded in groups of three, with each cell in a group being red, blue or green. These groups of three are called pixels. The different coloured cells glow differently depending on the signal they receive. The large number of pixels, combined with the particularly small size, is what allows a plasma screen to produce such a clear picture.

For:

* Normally very good picture quality
* Considering their size, they are relatively very thin.
* They won't distort at the edges due to the flat screen
* Assuming you take care of it, the screen's brightness will remain consistent throughout it's life.
* It is usually possible to wall mount them
* The 16:9 aspect ratio common to the format is well suited to both DVDs or Blurays and digital TV broadcasts.
* A plasma screen is unaffected by strong magnetic fields, like those you can find in some powerful speakers.
* The clarity of vision is not adversely affected by large screen sizes.
* Plasma screens are known to have the sharpest display of the colour black, perhaps the most important color when viewing a TV.
* They can accept a wide range of input signals, including most TV signals (PAL, NTSC and SECAM) and have a number of input types, such as standard RCA jacks, S-video, component video and increasingly HDMI. Also, most will accept output from a computer via RGB inputs.

Against:

* Servicing them down the track can be problematic, and will usually be expensive if possible at all. Extended warranties are recommended.
* Difficult to find in small-medium sizes. The majority of models start at 40? and increase from there.
* Plasma screens can be effected by "burn-in" which can happen when one constant image is left on the screen for a long time. This may happen, for example, if a DVD menu is left on for too long.
* Some Plasma screens are only a display without any TV tuner. In this instance you will need to purchase a set-top box or PVR in order to watch TV.
* Compared to other types of TVs in comparable sizes, Plasma screens are quite heavy. Be aware of this before setting one up or trying to move it. You may need a hand.
* Each pixel has to be lit individually so the screen as a whole uses far more power, making them more expensive to run and worse for the environment.
* Due to their capacity to produce more heat than other screen types, Plasma's will often have a fan in them to keep them from overheating. Usually they are very quiet, but they can be a little distracting without sound. This particularly so in older models.

Recommendation:

* Panasonic G10 Full HD Plasma, available in three sizes; 42 inches, 46 inches and 50 inches. The top of the range plasma from the best plasma makers. Panasonic's G10 plasma won the recently awarded Editor's Choice Award from CNET, which is a big deal in this industry. Enough said.

Value choice:

* Panasonic X10 Plasma range, available in 42 or 50 inches. Panasonic are the best at making plasmas and this one represents excellent value for your hard earned.

B. LCD (Liquid Crystal Display)
LCD Screens are effectively made up of two sheets of glass with an thin layer of liquefied crystal cells squeezed between them. These cells act as flaps which allow varying amounts of backlight through them when an electric current is applied. Backlight is provided by fluorescent light tubes. These cells are filtered with either Red, Green or Blue colouring to allow the screen to display the correct image as required. LCD screens are the most widely produced TVs on the market today.

For:

* LCD technology has advanced a long way due to their wide range of applications. LCDs are common-place in TVs, computer screens and portable media players.
* LCD Televisions are available in a great range of sizes, starting at 22 inches and going right up to 55 inches.
* The brightness of LCD TVs make them appropriate even in rooms that have a lot of light.
* The picture quality is extremely good on an LCD TV, particularly on high definition units with the capacity to show higher resolutions.
* LCDs are very thin, allowing for relatively easy wall mounting.
* The LCD TV market in Australia, and indeed elsewhere, is highly competitive. This means there are plenty of options available and ensures that prices continue to fall.
* Cheaper to run and better for the environment as the consume less power.

Against:

* Blacks are not as sharp on LCDs as they are in other TV types.
* Fast motion can leave a blurry trail on some LCDs. This problem has largely been fixed now though and is more an issue in older model LCDs.
* LCD pixels are known to get stuck on a given display from time to time. This is referred to as a "dead pixel". Whilst a single dead pixel will not be visible from a regular viewing distance, a clump of them together in one area would be very annoying. This is generally covered by warranty. As such it is definitely worth considering an extended warranty when purchasing your TV.

Recommendation:

Samsung Series 7 200Hz LCD TV, available in 40, 46 and 52 inch sizes. This is the most expensive of the Samsung LCD family, but the added price is worth it. Full network and USB connectivity combined with fantastic picture quality and a stunning design makes it unbeatable. The only problem is Samsung are discontinuing them in favour of their LED range, which is making them increasingly difficult to get ahold of.

Value Choice:

Anything branded Hisense is the best value choice. The quality of the picture is very good for their price, and the build is solid. So much so in fact that Hisense throw their we

C. LED (Light Emitting Diode)
LED Screen TVs operate in much the same way as LCD Screens. They have the same Liquid Crystal sandwiched in between two sheets of glass. The crystal behaves in the same way, allowing varying levels of light through each of the coloured sub-pixels. The difference is that the backlighting used in an LED TV comes from powerful Light Emitting Diodes (LEDs). This allows the lights to be more widely dispersed, enabling for the ultra slim designs common in most of the LED TVs today.

For:

* Sharp picture resolution, particularly in the higher end models.
* Ultra slim design for easy wall mounting.
* Same levels of brightness as in LCDs, making them appropriate for high lighting situations.
* Top end models have fantastic connectivity options, including built in network streaming, internet connectivity and USB ports.

Against:

* Still relatively expensive.
* Blacks are not as sharp as on other TV types.
* As they operate in the same way as LCDs, pixels are liable to get "stuck", which will not impact viewing in isolated cases, but may do so if you have a few stuck pixels clumped together.

Recommendation:

Samsung Series 8 Full HD LED, available in 46 and 55 inch models. Whilst the price is still quite prohibitive, the array of features set it apart from it's competition. This is the top of the range model from Samsung, the leaders in LCD and LED production. Honorary mention goes out to the LG 90QD Borderless LED range – purely for levels of cool. It's frame has no borders!

Value Choice:

See LCD suggestion above. LED and value don't really go hand in hand at this point in time.
3. What do all these features and specifications actually mean?

In order to understand everything there is to know about a TVs features and specifications, you'd need some sort of diploma. The following pages are meant as an introduction. They will hopefully give you a reasonable appreciation of what is important to look for when buying your new TV.

Screen Size - Usually given in inches, and often converted across to centimetres, a television's screen size is literally a diagonal measurement of the size of the actual screen. It is important to remember that if you need your TV to fit into a confined space, the screen size is different to the size of the TV including the frame. The total dimensions of a unit are usually listed in that model's specifications.

Contrast Ratio – A Contrast ratio is a measure of a screens ability to maintain levels of detail in particularly bright or dark parts of the screen. Generally it is understood that Plasma screens have better contrast ratios than LCD panels because plasmas can completely deactivate the light source in partiular areas of the screen, whilst LCDs just cover it up. This means that entire sections of the screen can be dark whilst other parts display bright colours at the same time. In terms of what to look for – the higher the better. Many new model TVs quote extremely high contrast ratios of 1,000,000:1 or more. These are  mean that the contrast ratio is dynamic and should not always be taken at face value.

Colour Saturation - A determinant of how vibrant the colours are when they are displayed on screen. Good colour saturation will enable a TV to accurately display even the most subtle changes in colour so that the human eye can distinguish between them.

Viewing Angle - The quoted angle on which the TV can be viewed whilst still seeing a ‘perfect' image. Once again, the higher the better for viewing angle as it means it can be viewed from more parts of the room. It is important to note that most manufacturers quote overly high viewing angles, approaching a full 180 degrees. This is a theoretical measure only as it is impossible to see a perfect picture at such angles. What you do see will be ‘perfect', it's just that you won't see all of it. LEDs generally have superior viewing angles as their backlighting is not centrally located in the TV panel, but rather evenly distributed around the sides.

Response Time – This important specification represents the amount of time it takes for one pixel to go from ‘active' (black) to ‘inactive' (white) and back to black again. It's quite similar to a camera's shutter speed. What it actually measures is the speed at which an LCD panel's crystals ‘twist' to block and/or allow light to pass. It is measured in milliseconds (ms) with a lower number meaning faster change between active and inactive pixels and resulting in less image blur, particularly in faster moving images. The lower the response time the better.

Smooth Picture Motion - A measure of the screen's ability to quickly refresh, measured in hertz (Hz) – frames per second. This reduces an effect called ‘ghosting', whereby an image seems to trail behind, usually in fast motion pictures like sport and action movies. Most newer model televsions avoid this ghosting issue. Top of the range LCD screens are available up to 200Hz, whilst Plasmas are available up to 600Hz. This does not mean a Plasma is three times better in this area, rather it is because Plasma's display 'sub-frames', which means more frames per second will be counted.

Resolution – Since the advent of HDTV (High-def TV), resolution has become all the rage. It is what controls the crispness and level of detail which is displayed. Full high definition is a resolution of 1920 x 1080, with ‘1080i' being the highest level of digital TV broadcast whereas ‘1080p' is the highest level of television output. The reason is is good to get a 1080p capable TV is because many digital media players and Bluray players display 1080p high definition.
4. What connections do I need to look for?

There are many different types of connections in use in today's televisions. Some of them are more important than others. There is two types of screens available, display monitors and TVs. The difference is that televisions have inbuilt tuners whilst display monitors do not. Many of the inputs on both TVs and regular display screens are the same. Some of the more common and important connection points, as far as TVs are concerned, are listed below, along with a brief description of what it is they are for.

HDMI - HDMI stands for High-Definition Multimedia Interface. In terms of the widely used cables, an HDMI is the most practical high quality cable available today. That is why it's so popular. It is important that you TV has HDMI inputs as most modern DVD players, Bluray players, Digital Media Players, Gaming consoles and even computers and video cameras transmit both audio and video signals via this cable. It is a high definition input, capable of producing the best picture quality on your TV. The more HDMI inputs a TV has, the better, as it will allow for media player, bluray player, pay-tv and other video sources to be directly plugged in together. Of course, if your TV only has 1 HDMI input, that's OK too as it is easy to get an HDMI splitter these days.

Composite - A partcularly old form of cabling, composite cables are analog signal tramsitters, made up of three different heads, A Yellow one for video, and then Red and White ones for right and left audio respectively. Older TV sets relied on these cables to relay signals from VCRs, DVD Players, Gaming consoles, Camcorders and other video sources to the screen. Most new TVs still incorporate these inputs in recognition of the number of older products still relying on them to send their output. All modern TVs however also have HDMI inputs (see above), for higher quality signal transmission.

Component - Also known as YPbPr, component inputs allow for a higher resolution signal to be tramsitted compared to Composite cables. The video signal within Component cabling is transmitted via the Red, Green and Blue headed cables. Component is an analog form of video, which still allows for high definition viewing, generally up to 1080 interlaced resolution (1080i). Component audio is also still an analog signal, transmitted via the same audio inputs used in composite transmission.

S-Video – Yet another form of analog cabling, S-Video cables and their respective inputs are not widely used in modern home entertainment equipment, even though many of the major TVs and external video sources still provide S-Video inputs. Like Composite and Component, HDMI has largely usurped S-Video cabling, the inputs still being available for people wishing to connect older devices.

USB Input - A USB input will allow you to plug in just about any device which is USB connected. This includes HD Video Cameras, Digital Cameras, USB Flash Keys and USB Hard Drives. Such TVs generally have some ability to play back multimedia directly through the TV, without needing a computer nearby. For example, the Samsung Series 7 LCD TV, our recommended LCD model, allows viewers to plug in a USB device and playback a whole slide show of photos. This is a really good feature to have and will only become more useful as time goes by and multimedia is integrated further into our living room.

Ethernet Port - Some of the higher end TVs have an ethernet port which allows you to connect your TV to a home (or other) network. This may seem unnecessary, but in actual fact it is quite a brilliant feature to have on your TV. It effectively turns your TV into a fully functional Network Media Player, capable of streaming a variety of multimedia content which may be stored on a computer elsewhere in the house. In addition, many of these newer, high-end TVs have at least some capacity to connect to the internet. An example of this is the Series 8 LED from Samsung, which allows you to view Youtube content from the comfort of your living room.
5. What is digital TV and how will "Freeview" impact upon the TV I buy?

Without going into too much detail, digital TV is quite simply a new, improved means of delivering a television signal. Currently, Australian TV is broadcast using both digital and analog signals. the benefit of digital TV is that most viewers will enjoy greatly improved picture and sound quality. The broadcast is also set to be more consistent, meaning less signal dropouts for the majority of people.

Over the next few years, starting in 2010 and to be completed by 2013, the analog signals will be gradually phased out across Australia. This phasing out will effect different regions at different times during this period. To see the Governments official regional timeframe map for when analog broadcasts will be switched off in your area, click here.

With the new, higher quality, digital signals comes an increased number of channels. This improved channel package has been labelled "Freeview". The term Freeview is actually a brand name given to the group of free-to-air channels, representing a collective marketing effort to compete with PayTV, and Foxtel in particular. Freeview will increase the freely available channels to 15, with each of the major networks controlling 3 seperate digital channels.

This digital switchover will require one of two courses of actions; purchase a digital set-top box or Personal Video Recorder which can be added to your older analog TV to pick up the digital signal, or purchase a brand new TV with a digital tuner already integrated into it. Naturally, the cost of this upgrade varies depending on your preferences. It is possible to pick up an entry level digital set-top box for around $100. At the other end of the scale, a high-end digital ready television can cost as much as $5000 or more. There is of course an array of options in between these two extremes, too many in fact to go through here. To explore these options more extensively, either browse our product range or contact one of our staff members who will be able to help you through any questions you may have.

About the Author

ELJO Media Solutions specialise in HDD Media Player devices and peripherals. We offer the highest quality, most reliable and user-friendly HDD Media Player units available. To view our range or for more information, visit Multimedia Player .

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